Do I have to fill out a W 9 form or what?  Does that form even apply to me??  Looks like anyone who’s not an employee but who still works for a company — in other words, a freelancer or independent contractor — will need to fill one out.  But what about if you’re working under the tables?  Well, duh!

It’s good living off the grid — that is, the government radar!  But what are the long-term consequences of working under the table, of being paid under the table?  Okay, no social security — but does anyone truly expect that to matter?

Anything else?  Or is this a good lifestyle?